Investment planning cannot be ignored!

Replace mutual funds with exchange traded funds

Financially astute achievers recognize that most mutual funds fail to even meet the market average returns and also have horribly expensive fees attached to them.  They also know about ETFs!

Exchange traded funds have revolutionized how smaller investors can invest in the markets in "baskets of stocks" without the high fees associated with actively managed mutual funds.

Switch mutual funds to ETFs and save $102,112

The average US investor has $40,000 in investment savings accounts, and typically pays the average mutual fund expense ratio fee of 1.4% per year. Did you know most Exchange Traded funds have MER fees below 0.55%

Assumptions used in example:
A $40,000 portfolio is invested in a tax-deferred account for 30 years at and average return of 9%. The savings represent moving from an annual 1.4% MER fee down to an annual MER fee of 0.55%
 

Learn more about switching (this means YOU!)

There are many resources, tutorials and online calculators that can help you explore investment planning and whether exchange traded funds are suitable for your situation.  We recommend you engage a professional investment planner before undertaking any changes to your investments.

 

How would YOUR life improve if you could achieve financial independence?  Take a moment to reflect on how your current financial decisions have worked out.   How would your financial peace of mind improve if you implemented this process?