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Consolidate Debt - strategy#1

"Consolidating debt to reduce average interest costs by only 1% will save you $38,273 "

#1 - Shop the internet for the best deals

Check out some of the easy home refinancing and debt consolidation sites on the internet. In as little as 5 minutes you can complete their online application and get multiple lenders bidding for your business. We have listed some great resources on this page to get you started.

How Debt Consolidation and reduced interest costs can save you $38,273 over your lifetime.

Work one less year in your life

Reducing the mortgage and credit card interest carrying costs you pay by only 1% over a lifetime will probably have the single largest financial effect on you life.

Its like a extra year of salary

If the average homeowner has a mortgage of $150,000 at 9% interest over a 30 year term. The lifetime cost of of paying this mortgage off is $434,502. By reducing your interest carrying cost by 1%, lifetime payments drop to $396,229, and they will save $38,273.

The savings can be even greater if the homeowner consolidates any of the following other types of debt:

high interest credit card debt
car and auto loans
revolving loans and lines of credit
college savings loans

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Go to Strategy # 2

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